• Bridge Loans (USA only)

    We offer quick-closing loans to borrowers, usually for the purchase of, or renovation of, investment properties. We fund loans for properties and projects that government-backed organizations would never be able to 
    lend on.

NOTE: The actual interest rate may vary based on the loan selected, borrower experience, credit history, property type, location, and other factors determined by lenders. The rates advertised are not available in all states. Not all consumers will qualify for specific rates and terms offered to applicants. Rates are subject to change without notice. The lowest rate advertised should generally be considered an ideal lending scenario. The minimum period allowed for borrower repayment is six months and the maximum period of repayment is thirty years. The maximum annual percentage rate (APR) is fifteen percent. An example of the total cost of a loan: A one million dollar loan at seven percent interest-only APR, for one year, with origination fees of three percent, will cost a total of one hundred thousand dollars.

Minimum Loan Amount$2,000,000
Maximum Loan Amount$100,000,000+
Interest Rate ($2MM-5MM)
7.5% – 9.99% *
Exact % will be provided after  reviewing your application
Interest Rate ($5MM-$100MM+)1 Month LIBOR plus 550 – 850
 Origination Fee 2 to 3 Points
 Term Length 12 to 36 Months
 Time to Close 3 to 4 Weeks
Maximum Loan to Value ($2MM-$5MM) 70%
 Maximum Loan to Value ($5MM-$100MM+) 75%
 Lien Position 1st
Recourse Flexible
Acceptable Markets  Nationwide Urban and Suburban
 Minimum Personal FICO Score None
 Legal Fee DepositRequired 
AppraisalCase-by-case 

LOAN SCENARIOS

Purchase

Refinance

Foreign Nationals

Bank Turn-downs

Quick Closings

Discounted Payoffs
Vacant Properties

Distressed Locations

In Default, Foreclosure

Chapter 11 Exits

Balloon Payments 

Renovation

Property Types

Multifamily

Retail

Hospitality

Office

Student Housing

Mobile Home Parks

Medical

Industrial

Mixed-Use
Self-Storage

Manufacturing

Warehouse

Owner/User

Single Tenant

Select Vacant

Residential Investment

Senior Living

Franchises

Required Documents

  • 3 Color Photos or Old Appraisal
  • Last two years Profit and Loss
  • Rent Roll (if applicable)
  • Personal Financial Statement
  • Operating Agreement/By-Laws
  • Purchase Sales Agreement (if a purchase)
  • Hud-1 (if purchased in the last 3 years)
  • List of Improvements Made/Required
  • Resume/Background of Principal(s)

MG Capital Group Inc. (MGCG) is a one of the leading provider of bridge loans across the nation. We offer quick-closing loans to borrowers, usually for the purchase of, or renovation of, investment properties. We fund loans for properties and projects that government-backed organizations would never be able to lend on. If you’re looking at options for your next project, we invite you to learn more about our bridge loan services.


What are bridge loans?

Bridge loans are interim financing providing a financial tool allowing them to purchase or rehab properties that may not be eligible for traditional lending options. Bridge loans get their name because they “bridge the gap” between a true short-term loan and a longer financing option. Plus, you’ll see that bridge loans “bridge the gap” between a distressed property and stabilization and growth in a community.


Regardless of a borrower’s exact needs, bridge loans are beneficial and, when used correctly, can help real estate investors and businesses accomplish their goals when conventional financing alone will not.

Why choose us?

There are many lenders out there, why should you choose to work with us at MG Capital (MGCG) ? Bridge loans are one of the specialties of MG Capital Group Inc. Our principals and executives have years of experience in real estate lending, giving us a background that most other lenders cannot match. We work with borrowers nationwide and offer competitive rates for our bridge loans of 12 to 36 months.


Because MG Capital Group Inc. is private, non-government, funding and individually structures transactions to fit the specific needs of the borrower, we can offer lending options that are unique from what you would find from other firms.


If you would like more information about bridge loans or you want to talk to one of our loan experts, contact us at MG Capital Group  online or by phone. We are excited to help you grow. 

Closing

We are easy to close with.

  • Fill the ONLINE APPLICATION
  • Acquisitions must be in a valid, duly signed purchase sales agreement.  We are not able to review targeted deals.
  • Download our summary intake form and send it to us with the items we require, both are at the bottom of each Lending page.
  • Be available for questions regarding your loan request during our review.
  • Terms issued quickly within 24-48 hours on simple deals and 3-5 days for complex transactions.
  • A refundable expense deposit will be required for any necessary third-party reports and legal upon execution of terms.
  • We may not require an appraisal, our decision is based on several factors.
  • We typically do not require environmental reports or property condition analysis reports, unless there is a concern.
  • Closings occur quickly after execution of terms, within 2 to 3 weeks.

If you would like more information about bridge loans or you want to talk to one of our loan experts, contact us at MG Capital Group  online or by phone. We are excited to help you grow.