
Private Loans
(USA only)
NOTE: The actual interest rate may vary based on the loan selected, borrower experience, credit history, property type, location, and other factors determined by lenders. The rates advertised are not available in all states. Not all consumers will qualify for specific rates and terms offered to applicants. Rates are subject to change without notice. The lowest rate advertised should generally be considered an ideal lending scenario. The minimum period allowed for borrower repayment is six months and the maximum period of repayment is thirty years. The maximum annual percentage rate (APR) is fifteen percent. An example of the total cost of a loan: A one million dollar loan at seven percent interest-only APR, for one year, with origination fees of three percent, will cost a total of one hundred thousand dollars.
Minimum Loan Amount | $2,000,000 |
Maximum Loan Amount | $100,000,000+ |
Interest Rate | 8% – 12% Exact % will be provided after reviewing your application |
Origination Fee | 2 to 4 Points |
Term Length | 12 to 36 Months |
Time to Close | 2 to 3 Weeks |
Renovation Financing | 100% |
Maximum Loan to Value ($2MM-$5MM) | 70% |
Maximum Loan to Value ($5MM-$100MM+) | 75% |
Lien Position | 1st |
Recourse | Flexible |
Acceptable Markets | Nationwide Urban and Suburban |
Minimum Personal FICO Score | None |
Legal Fee Deposit | Required |
Appraisal | Case-by-case |

LOAN SCENARIOS
Purchase Refinance Blanket Foreign Nationals Condo Projects Non-Recourse Bank Turndowns Quick Closings Divorce | Vacant Properties Distressed Locations In Default, Foreclosure Chapter 11 Exits Line of Credit Renovation Discounted Payoffs Does not Debt Service Probate |
Property Types
Residential Investment Vacation Homes Condominiums Multifamily Retail Mixed-Use Office Single-Tenant Special-Use Senior Housing Time Shares Auto Dealerships | Cannabis Hospitality Assisted Living Automotive Self-storage Mobile Home Parks Owner-User Industrial Gas Stations Rental Portfolio Hospitals Marinas |

MG CAPITAL GROUP INC. (MGCG) is a leading private money organization. Our lenders offer short-term loans to borrowers, usually for the purchase of, or renovation of, investment properties. Lenders can fund loans that government-backed organizations would never consider. If you’re looking at options for your next real estate project, we invite you to learn more about our private money lending services.
What is a Private Money Lender?
Why choose us?

Closing
We are easy to close with.
- Fill the ONLINE APPLICATION
- Acquisitions must be in a valid, duly signed purchase sales agreement. We are not able to review targeted deals.
- Download our summary intake form and send it to us with the items we require, both are at the bottom of each Lending page.
- Be available for questions regarding your loan request during our review.
- Terms issued quickly within 24-48 hours on simple deals and 3-5 days for complex transactions.
- A refundable expense deposit will be required for any necessary third-party reports and legal upon execution of terms.
- We may not require an appraisal, our decision is based on several factors.
- We typically do not require environmental reports or property condition analysis reports, unless there is a concern.
- Closings occur quickly after execution of terms, within 2 to 3 weeks.