• Private Money Loans (USA Only)

    Private money lenders often provide loans secured by property (usually real estate). Technically, private money lenders can be a friend or family member which is why private money lenders are sometimes called 
    relationship lenders.

NOTE: The actual interest rate may vary based on the loan selected, borrower experience, credit history, property type, location, and other factors determined by lenders. The rates advertised are not available in all states. Not all consumers will qualify for specific rates and terms offered to applicants. Rates are subject to change without notice. The lowest rate advertised should generally be considered an ideal lending scenario. The minimum period allowed for borrower repayment is six months and the maximum period of repayment is thirty years. The maximum annual percentage rate (APR) is fifteen percent. An example of the total cost of a loan: A one million dollar loan at seven percent interest-only APR, for one year, with origination fees of three percent, will cost a total of one hundred thousand dollars.

Minimum Loan Amount$2,000,000
Maximum Loan Amount$100,000,000+
Interest Rate 
8% – 12%
Exact % will be provided after  reviewing your application
Origination Fee2 to 4 Points
Term Length 12 to 36 Months
Time to Close2 to 3 Weeks 
Renovation Financing 100% 
Maximum Loan to Value ($2MM-$5MM) 70%
 Maximum Loan to Value ($5MM-$100MM+) 75%
 Lien Position 1st
Recourse Flexible
Acceptable Markets  Nationwide Urban and Suburban
 Minimum Personal FICO Score None
 Legal Fee DepositRequired 





Foreign Nationals

Condo Projects


Bank Turndowns

Quick Closings

Vacant Properties

Distressed Locations

In Default, Foreclosure

Chapter 11 Exits

Line of Credit


Discounted Payoffs

Does not Debt Service


Property Types

Residential Investment

Vacation Homes








Senior Housing

Time Shares

Auto Dealerships


Assisted Living



Mobile Home Parks



Gas Stations

Rental Portfolio



Required Documents

  • 3 Color Photos or Old Appraisal
  • Last two years Profit and Loss
  • Rent Roll (if applicable)
  • Personal Financial Statement
  • Operating Agreement/By-Laws
  • Purchase Sales Agreement (if a purchase)
  • Hud-1 (if purchased in the last 3 years)
  • List of Improvements Made/Required
  • Resume/Background of Principal(s)

MG CAPITAL GROUP INC. (MGCG) is a leading private money organization. We offer short-term loans to borrowers, usually for the purchase of, or renovation of, investment properties. We can fund loans that government-backed organizations would never consider. If you’re looking at options for your next real estate project, we invite you to learn more about our private money lending services.

What is a Private Money Lender?

Private money lenders often provide loans secured by property (usually real estate). Technically, private money lenders can be a friend or family member which is why private money lenders are sometimes called relationship lenders. However, normally the phrase refers to what is called a “hard money lender” or a firm that lends private money instead of government-backed securities.

Hard money lenders offer short-term real estate loans used to purchase and renovate an investment property. These loans are ideal for “flippers” or investors working on short-term projects, and also for buy-and-hold investors.

Why choose us?

There are many lenders out there, why should you choose to work with MG Capital (MGCG)? Private money lending is one of the specialties of MG Capital (MGCG). Our principals and executives have over 40 years of experience in real estate lending, giving us a background that most other lenders cannot match. We work with borrowers nationwide and offer competitive rates for our private money loans of 12 to 36 months.

MG Capital (MGCG) individually structures transactions to fit the specific needs of the borrower and we offer lending options that are unlike what you’ll find from other firms.

If you would like more information about private money lending or you want to talk to one of our hard money loan experts, reach out to us at MG Capital (MGCG) today. We look forward to working with you.


We are easy to close with.

  • Acquisitions must be in a valid, duly signed purchase sales agreement.  We are not able to review targeted deals.
  • Download our summary intake form and send it to us with the items we require, both are at the bottom of each Lending page.
  • Be available for questions regarding your loan request during our review.
  • Terms issued quickly within 24-48 hours on simple deals and 3-5 days for complex transactions.
  • A refundable expense deposit will be required for any necessary third-party reports and legal upon execution of terms.
  • We may not require an appraisal, our decision is based on several factors.
  • We typically do not require environmental reports or property condition analysis reports, unless there is a concern.
  • Closings occur quickly after execution of terms, within 2 to 3 weeks.

If you would like more information about bridge loans or you want to talk to one of our loan experts, contact us at MG Capital Group  online or by phone. We are excited to help you grow.